Family Health and Medicines – Government Views
The Affordable Care Act, popularly known as ObamaCare, is definitely a godsend for those living below the federal poverty line. Hailing from a family which lived well below this index at the time, I can deeply appreciate all the benefits this government policy is bound to bring. It is always with a heavy heart that I recall all the hardships and privations me and my family experienced in those trying days.
Papa worked at a factory where he toiled long and hard for peanuts. Mama was a housewife; and so we only depended on the meager earnings papa made to cater for our day to day wants. And those earnings; small as they might be; were so sporadic as papa was very often sick and unable to work and wasn’t paid if he didn’t work.
To make family matters even worse
He could not access quality medical care for his health challenges. As a family, we often had to make big sacrifices in our upkeep to ensure papa could be able to purchase the prescription medicine he stood in need of. This went on for a relatively long time; and is would be expected papa’s health never improved.
At length, he was diagnosed with lung cancer; as a direct result of heavy exposure to the toxic fumes in the boilers he worked on at his place of work. Naturally, this was a major blow to the old man, whom with great sorrow, we saw sinking more and more into his ill health.
As I had earlier noted
We lived well below the poverty index; and so medical insurance was never a viable option. In the long run, papa couldn’t work no more to our horror. Mama who had received a rudimentary education, could also not find gainful employment to support our family of 6 and cater for papa’s medical needs. Being the eldest child in the family, I was obliged to drop out from school to find some means of supporting our needs and prevent us starving to death.
I found a job at a seedy local restaurant cooking meals; that I honestly would hesitate to feed a swine. The ‘salary’ I made barely kept hunger at bay and hardly enabled us to meet all our monthly household bills.
Meanwhile, papa’s condition was deteriorating at a terrifying rate, and we all perceived he would soon die. This was a thought that instilled the deepest fear in me every time I fixed my mind on it. After a heroic 5-year struggle, papa passed on. Fortunately with the savings I had managed to accumulate along with some federal student aid funds, I worked my way through high school and college. I ultimately secured a respectable job to support my family in an adequate in manner.
I cannot help thinking what family ObamaCare would have meant
If it had passed into law when papa was still alive. This government policy is certainly like I mentioned at the start of this article, a godsend. Poverty and low income status are indelibly linked to a wide variety of family healthcare issues. Some of the most notable are shorter life expectancy and higher infant mortality rates. Poor nutrition, toxic exposures and higher levels of anxiety disorders are also associated with poverty.
I personally can testify to the deep depression me and my family sunk into during my father’s illness. In the year 2014; the federal poverty line stood at $12,316 for an individuals; and $24,418 for households of 4. This is barely sufficient to meet the basic needs of such families, especially when it comes to healthcare. Fortunately, we now have ObamaCare.
This act presents numerous benefits. For starters, all essential health benefits are assured to all the masses. This includes emergency care, prescription medicine, maternity and newborn care, hospitalization, pediatric care, preventive care and mental health as well as substance abuse treatment. All of which are now provided at no ‘out of pockets’ limits. Health insurance is also offered to all.
There are now healthcare family insurance marketplaces
This is where shoppers can contrast the best plans for them. Medical conditions and diseases treatment cost assistance is also available through these insurance markets; at an affordable price. Additionally, insurance companies cannot charge exorbitant deductibles; as well as premiums in regards to your health status. While they cannot deny coverage; also you can always appeal to such decisions. Finally, you cannot obtain higher rates just for being a woman.
All this translates to a better; healthier society that can work hard to bring equity even to its least fortunate members. In my travel around globe, even in developed western nations; such a healthcare policy is unheard of. In this reference; we should all be grateful for having had a president; who cares for low income as well as poor Americans.